Wealth Management and Financial Planning
We develop an understanding of our client’s financial picture and expectations through the discovery process which helps clarify client goals and is the basis for our wealth management and financial planning services.
This includes:
- Retirement planning and projections that are continually updated throughout the years, amid life and market changes
- Education planning that includes projections for future costs and tax-efficient savings options
- Insurance evaluation to ensure the appropriate coverage for you, your family and your assets
- Estate planning to ensure the proper structure and efficient transfer of your assets
- Tax planning to minimize costs and properly plan for taxable transactions
- Communication with professionals including CPA’s, attorneys and insurance agents to coordinate your overall planning process
Investment and Portfolio Management
We believe a successful investment strategy is developed through a portfolio of low-cost, asset class and index funds. The goal is to capture the returns of these asset classes over time in the most tax-efficient manner.
Our services include:
- The development of an asset allocation between stock and bond investments that reflects the need and ability to take risk in your portfolio
- Monitoring and regular rebalancing of portfolios to stay on track with your Investment Policy Statement
- The consolidation of accounts and simplification of investment structure
- Proper asset location to minimize taxes
- Diversified, low-cost and tax-efficient portfolios